HAWAI'I'S POPULATION IS RAY AGING.

A NEW REPORT BY THE UNIVERY OF HAWAI'I DETAILS HOW THEG POPULATION PRESENTS SIGNIFT ECONOMIC CHALLENGES FOR OUR STATE.

THE GAP BETWEEN WHAT SENIOS CONSUME AND WHAT THEY EARNL MORE THAN DOUBLE IN THE COG DECADES.

WHAT COULD BE DONE TO HELPR AGING POPULATION?

JOIN THE CONVERSATION NEXTN "INSIGHTS."

♪ ♪ >> Lauren: ALOHA AND WELCOE TO "INSIGHTS" ON PBS HAWAI.

I'M LAUREN DAY.

A RECENT STUDY ENTITLED "AG AND HAWAI'I'S GENERATIONAL ECONOMY" PUBLISHED BY THE UNIVERSITY OF HAWAI'I, ECOC RESEARCH ORGANIZATION, UHE, EXPLORED THE IMPACT OUR STS AGING POPULATION WILL HAVER ECONOMY AND SOCIETY.

ONE IN FOUR RESIDENTS WILLE OVER 65 IN 2035.

THOSE INDIVIDUALS CONSUME E MOST RESOURCES OF ANY SEGMF THE ADULT POPULATION WHILE BRINGING IN THE LEAST AND T IMPACT IS FELT BY ALL OF U.

SO WHAT CAN BE DONE TO MEEE NEEDS OF OUR "SUPER-AGED" MEMBERS OF SOCIETY?

WE LOOK FORWARD TO YOUR PARTICIPATION IN TONIGHT'S.

YOU CAN EMAIL OR CALL IN YR QUESTIONS.

AND YOU'LL FIND A LIVESTREF THIS PROGRAM AT PBSHawaii.g AND THE PBS HAWAII YOUTUBE.

NOW, TO OUR GUESTS.

ANDY MASON IS AN EMERITUS PROFESSOR FROM UNIVERSITY F HAWAI'I AT MANOA.

HE IS A RESEARCHER AT UHERD AUTHORED THE REPORT "AGINGD HAWAI'I'S GENERATIONAL ECO" HE IS AN ASSOCIATE EDITOR E JOURNAL OF THE ECONOMICS OF AGING AND THE JOURNAL OF DEMOGRAPHIC ECONOMICS.

KEALI'I LOPEZ HAS BEEN THE HAWAI'I STATE AARP DIRECTOR SINCE 2019.

SHE SERVED AS THE CHAIRPERN FOR THE DEMOCRATIC PARTY OF HAWAI'I.

SHE ALSO SERVED AS THE DIRR OF HAWAI'I STATE DEPARTMENF COMMERCE AND CONSUMER AFFAS FROM 2010 TO 2014.

LEE WANG IS THE EXECUTIVE DIRECTOR OF HOUSING HAWAI'S FUTURE, AN ORGANIZATION DEDICATED TO ENDING THE STS WORKFORCE HOUSING SOLUTION.

HE HAS 14 YEARS OF LOCAL COMMERCIAL AND RESIDENTIALL ESTATE EXPERIENCE AND AN MA FROM SHIDLER COLLEGE OF BUS AT THE UNIVERSITY OF HAWAIT MANOA.

MICHELLE BARTELL IS THE PRESIDENT AND CEO OF ALOHA UNITED WAY WHOSE MISSION IO IMPROVE LIVES THROUGH COMMUNITY-DRIVEN SOLUTIONS.

PRIOR TO HER APPOINTMENT, E WAS THE SENIOR VICE PRESIDT AND DIRECTOR OF COMMUNITY ADVANCEMENT AT AMERICAN SAS BANK.

ANDY, WANT TO START WITH YD A LITTLE BIT ABOUT YOU RESEARCH.

TELL US SOME OF THE KEY FIS THAT YOU WANT THE COMMUNITO BE AWARE OF.

>> OK. LET ME START OUT BY MENTIOG THAT THE DEPARTMENT OF BUSS ECONOMIC DEVELOPMENT AND TM WAS VERY SUPPORTIVE OF THIS STUDY AND IT COULDN'T HAVE HAPPENED WITHOUT THEIR EFF.

THEY WERE GREAT TO WORK WI.

SO THE SHOCK TO ME IN THE , THE FIRST THING WAS THAT T5 AND OLDER POPULATION WAS GG SO RAPIDLY AND MORE RAPIDLN IT EVER HAS.

AND THIS IS A CHALLENGE FOS IN PARTICULAR BECAUSE WHENE TALK ABOUT SOLUTIONS, SOMEF THEM ARE NOT SO EASILY IMPLEMENTED WHEN WE'RE TALG ABOUT A POPULATION THAT'S R 80 OR 85, SO IT'S HARDER TO ENGAGE PEOPLE MORE IN THE WORKFORCE.

THEY'RE MORE LIKELY TO NEEA LOT OF HEALTHCARE.

THEY MAY FACE A LOT OF INCE INSECURITY IN THE FUTURE.

THEY DON'T PAY TAXES AS MUS THEY HAVE.

AND SO THERE ARE A LOT OF E PIECES THAT WHEN WE PUT THM TOGETHER, WE THINK, WELL, W ARE WE GOING TO EVER DEAL H THIS?

THE OTHER THING, THOUGH, IT TO SAY IS THAT WHEN WE TALK ABOUT SUPER AGING, I THINKE SHOULD TALK ABOUT AGING PEE WHO ARE SUPER.

SO THERE ARE A LOT OF PEOPN HAWAI'I, KUPUNA WHO ARE REY CONTRIBUTING TO OUR SOCIETN MANY WAYS.

THEY'RE HELPING THEIR CHIL, THEY'RE WORKING, THEY'RE HG THEIR COMMUNITIES AND IN JT ENDLESS WAYS.

I DON'T THINK WE WANT TO OVERLOOK THE FACT WE HAVE A GREAT RESOURCE IN THE GROWG SENIOR POPULATION IN HAWAI.

>> Lauren: HOW DO YOU DEFIE SUPER AGED?

>> OH, I DON'T KNOW.

75 AND OLDER I GUESS.

I DON'T -- YOU KNOW, I THIE U.N. MAY DEFINE THAT AS 75D OLDER.

I THINK I SAID THAT FOR THS REPORT OR MAYBE FOR THIS PRESENTATION BUT IT'S, YOU, IT'S ALL A GRADUAL -- YOU D OUT WHEN YOU GET TO BE LIKY AGE -- HA!

I'M A LITTLE OLDER THAN 75.

AM I SUPER AGED NOW?

WELL, I THINK I WAS SUPER D MORE WHEN I WAS 74 BUT STIL SUPER AGED NOW.

>> Lauren: I KNOW FOR EVERYBODY HERE ON TONIGHT'S PANEL, THE RESEARCH AND STY THAT ANDY DID HERE IS NOT SURPRISING.

WE ALL KNOW THAT OUR COMMUY IS GETTING OLDER.

ANDY -- AND THEN I'LL OPENP THE PANEL TO SOME OTHER QUESTIONS -- WAS THERE ANYG IN YOUR RESEARCH THAT WAS SURPRISING TO YOU THAT YOU FOUND?

>> WHEN WE STARTED THIS WOK ABOUT, OH, FIVE YEARS OR SE HAD THE FIRST STUDY THAT W, AND I THOUGHT IT WAS VERY IMPORTANT BECAUSE WE DON'TE SOMETHING LIKE THIS FOR HA.

WE HAVE A LOT OF ECONOMIC INFORMATION.

WE HAVE A LOT OF DEMOGRAPHC INFORMATION, BUT WE DON'T T TOGETHER TO LOOK AT THE LONG-TERM AND WHAT THAT ISG TO HOLD FOR US.

AND SO WHEN YOU DO PUT THAT TOGETHER IN THE LONG-TERM,U SEE SOME THINGS THAT MAYBEU DIDN'T THINK ABOUT BEFORE.

I THINK OTHER PEOPLE WILL E DIFFERENT THINGS.

THE OTHER THING THAT SURPRD ME WAS THAT WHEN WE WROTE T FIRST STUDY, WE HAD NOT HAD COVID EPIDEMIC, AND I WAS E OPTIMISTIC THEN ABOUT WAYSE CAN RESPOND TO DEAL WITH AG IN HAWAI'I.

AND WE SORT OF LOST 10 YEA.

WE WERE NOT ABLE TO RESPONN THOSE WAYS.

AND I THINK THE THING THATT CONCERNED ME WAS THAT SPENG ON CHILDREN DID NOT GROW AD SPENDING ON EDUCATION DID T GROW.

HEALTHCARE, YES, BUT NOT EDUCATION.

AND, YOU KNOW, WHEN WE TALK ABOUT AGING, WE TEND TO FON SENIORS BUT REALLY IT'S THT GENERATION THAT WE NEED TOE ABOUT THE MOST, BECAUSE THE THE ONES WHO ARE GOING TO PROVIDE THE SUPPORT THAT WD GOING FORWARD.

>> Lauren: I'M SEEING A LOF HEAD NODS FROM THIS HALF OE TABLE.

>> YEAH, ABSOLUTELY.

I THINK HIS -- ANDY'S POINT ABOUT HAVING THAT YOUNGER GENERATION, UM, ENSURING YU HAVE A COMBINATION OF THIN.

I APPRECIATE YOU TALKED ABT NOT JUST THE ECONOMIC SIDEF THE VALUE OF PEOPLE, THE FT THAT PEOPLE ARE GETTING OLR AND, YOU KNOW, MAYBE NOT CONTRIBUTING FINANCIALLY BT CONTRIBUTING IN AN ENTIRELY DIFFERENT WAY, AND, UM, RECOGNIZING THAT WE NEED OR YOUNG FAMILIES TO REMAIN IN HAWAI'I, TO HAVE THAT CONTE TO ACTUALLY GROW, BECAUSE E GOING TO NEED -- AS YOU SA, WHEN YOU GET OLDER, YOU KN, FROM MY PERSPECTIVE, YOU WO HAVE YOUR GRANDCHILDREN AND CHILDREN AROUND SO THAT WHN TUTU OR WHATEVER NEEDS TO E CARED FOR FAMILIES HERE VES LIVING SOMEWHERE ELSE.

SO I THINK TO ME, THE REPOT HELPS WHAT WE ALL ANECDOTAY KNOW, LIKE YOU SAID, BUT IT REALLY PUTS IT IN STARK CLY OF HOW SIGNIFICANT AN ISSUT IS, AND MORE IMPORTANTLY WI THINK IT SAYS IS THIS IS GG TO BE A HUGE, ENORMOUS CHAE IF WE DON'T START DOING SOMETHING SOONER.

>> Lauren: FOR ALL OF YOUR RESPECTIVE ORGANIZATIONS YE REPRESENTING TODAY, WHAT CONCERNS YOU MOST ABOUT ANS RESEARCH?

>> WELL, I WILL SAY, UM, FM ALOHA UNITED WAY'S PERSPEC, WE WORK AND WE SUPPORT 300 PARTNER AGENCIES, NONPROFI, COMMUNITY-BASED ORGANIZATIS ACROSS, UM, O'AHU AND THROT THE STATE AND WE HEAR FROMT OF THOSE PARTNERS THAT THEE SEEING MORE KUPUNA COME TOM FOR SERVICES THAN EVER BEF, AND THAT'S A REAL CONCERN.

THEY'RE SEEING MORE KUPUNA NEEDING HOUSING SUPPORT, R?

EXPRESSING HOUSING INSECUR.

BIG CONCERN ESPECIALLY BECE THEY HAVE SPECIAL NEEDS.

YOU KNOW, WE CAN'T -- THEYT JUST GO TO ANY AFFORDABLE HOUSING.

THEY NEED -- THERE'S ACCESSIBILITY ISSUES.

SO WE REALLY DO NEED TO BE THINKING ABOUT HOUSING THAS ACCESSIBLE FOR KUPUNA, BUTN ACCESS TO FRESH FOOD.

I MEAN, YOU KNOW, AS WE AGF COURSE, WE TEND TO HAVE A W MEDICAL CONDITIONS AND MAYE ACCESS TO FRESH AND HEALTHD IS MUCH MORE IMPORTANT.

SO HOW CAN WE ENSURE WE HAE THOSE PROGRAMS IN PLACE?

YOU KNOW, THERE'S, UM, ISOLATION, MENTAL HEALTH.

THIS IS ALSO A REAL CONCER, FOR OUR KUPUNA, BECAUSE THE LOSING THEIR SOCIAL CAPITAD WE DON'T WANT TO DO THAT.

SO REALLY TO ANDY'S POINT,I LOVE LOOKING AT IT AS AN OPPORTUNITY TO TAKE FOLKS O HAVE THIS RICH LIFE EXPERI, HOW DO WE ENGAGE WITH THEMO MAKE SURE THAT THEY ARE CONTRIBUTING BACK, BECAUSEY DO HAVE SO MUCH TO GIVE!

IT'S A QUESTION OF CAN WE T THE PROGRAMS IN PLACE WHERE REALLY ARE ABLE TO HARNESST THEY CAN PROVIDE, BECAUSE Y CAN DO SO MUCH.

>> Lauren: YOU'RE OUR HOUSG EXPERT TONIGHT.

IS THERE ENOUGH HOUSING FOR AGING POPULATION?

WHAT DO YOU THINK NEEDS TOE DONE IF THERE'S NOT ENOUGH?

>> ABSOLUTELY.

HOUSING IS A STRUGGLE REGAS OF WHAT DEMOGRAPHIC YOU'RE.

I THINK WHAT I APPRECIATED ABOUT, UM, YOUR REPORT, AN, WAS THAT IT REALLY QUANTIFS WHAT WE'VE BEEN SEEING BOTE BUT ALSO INTERNATIONALLY.

THE FIRST DIRECT LINE COMPN IS JAPAN AND WHAT THEY'VE N GOING THROUGH IN THE LAST 5 YEARS AND HOW THERE'S A LOF SIMILARITIES BUT A LOT OF DIFFERENCES AS WELL BUT, UE SOLUTION -- AS MUCH AS THE REPORT DID A GREAT JOB OF SEGMENTING THESE ISSUES, IK THE FOCUS HAS TO BE ON THET THAT THE SOLUTION IS NOT A SENIOR-ONLY SOLUTION, AND T REQUIRES, YOU KNOW, AT HOUG HAWAI'I'S FUTURE WE ADVOCAR THE YOUNG VOICES THAT ARE N UNHEARD BUT IT IS OUR DUTYE PART OF THIS SOLUTION AS WL FOR OUR PARENTS, OUR GRANDPARENTS' GENERATION A, UM, WE BELIEVE HOUSING IS F THOSE KEY PARTS OF THAT, UM, IGNORING IT, WE CAN'T E COMPLICIT IN JUST LETTING O BY SO -- >> Lauren: DO YOU HAVE ANY RECOMMENDATIONS FROM MAYBE VIEWERS WHO ARE WATCHING WE LOOKING TO GET AFFORDABLE R HOUSING?

WHAT'S THEIR FIRST STEP?

WHERE DO THEY LOOK TO IF THEY'RE, YOU KNOW, IN THAT?

>> THAT'S A GOOD QUESTION.

MICHELLE'S ORGANIZATION HAE GREAT RESOURCES.

I THINK HOLISTICALLY, EVEN OUTSIDE OF JUST HOUSING, TE GOVERNOR'S HOUSING DASHBOAS A GREAT CON PENTIUM OF RESS FOR GREAT HOUSING PROJECTSR SENIORS AS WELL AS THINGS T ARE UPCOMING THAT FOLKS WOD WANT TO LOOK INTO.

>> Lauren: I KNOW WE'RE TALKING ABOUT HOUSING RIGHW AND MAYBE THAT'S DEFINITELA PIECE OF THIS QUESTION BUTS THERE ENOUGH RESOURCES?

ARE THERE ENOUGH RESOURCES?

IT'S NOT JUST HOUSING, RIG?

IT'S ADULT -- THERE'S LONGM CARE, SHORT-TERM CARE, NURG HOMES.

KEALI'I, MAYBE THIS IS SOMG THAT AARP COULD WEIGH IN.

DO YOU FEEL LIKE THERE ARE ENOUGH RESOURCES?

>> THERE NEVER ARE, AND THE TRUTH OF THE MATTER IS IT'A COMBINATION OF THINGS, RIG?

IT'S EVERYTHING FROM ACTUAY HOUSING -- YOU EVEN HAVE SITUATIONS WHERE FROM A WORKFORCE HOUSING PERSPECT, IF PEOPLE ARE UNABLE -- YOU KNOW, EVEN IF THEY'RE ABLEO GET A WELL-PAYING JOB HEREN HAWAI'I BUT CAN'T AFFORD TO RAISE THEIR FAMILY HERE, TE GOING TO LEAVE, RIGHT?

SO YOU'VE GOT A WORKFORCE HOUSING ISSUE, BEING ABLE O HAVE PEOPLE WHO CAN, AGAINE HERE TO TAKE CARE OF FOLKS, BUT YOU SEE THAT IN HOME AD COMMUNITY-BASED SERVICES.

THOSE ARE PEOPLE WHO COME O YOUR HOME -- YOU KNOW, WE E TALKING EARLIER, AND ONE OE THINGS WE TALKED ABOUT WASE SOMEONE BUYS THEIR HOME, TY WANT TO AGE IN PLACE -- WHE CALL AGING IN PLACE.

THEY WANT TO BE ABLE TO STY THERE.

THEY DON'T WANT TO GO INTOA NURSING HOME.

WELL, IN ORDER TO DO THAT, THERE'S SO MANY DIFFERENT S OF SUPPORT THAT'S NEEDED, , NO, THERE'S NOT ENOUGH.

IT'S EVERYTHING FROM COMPENSATION -- YOU KNOW, E WHOLE ISSUE AROUND -- SO IS JUST -- THE CHALLENGE I THS THERE'S NO ONE SILVER BULL, RIGHT?

IT REALLY IS LOOKING AT THE WHOLE SCOPE OF WHAT ALL OFE ISSUES ARE AND SO I LIKE TT WE'RE TALKING ABOUT HOUSINT ALSO, YOU'RE RIGHT, THE HEALTHCARE COMPONENT.

THE COST OF HEALTHCARE -- I MEAN, THERE'S JUST A WHOLEE OF ISSUES THAT I THINK IN Y WAYS IT'S KIND OF LIKE FIGG OUT WHICH ONE TO HIT ON FIT AND/OR MULTIPLE ONES AND JT SLOWLY CHUNK AWAY AT THAT.

I THINK PART OF OUR CHALLES WE OFTEN WANT TO GO IN THEE WITH "THE BIG PLAN" THAT'SG TO FIX EVERYTHING, AND IT'T NOT GOING TO GET PAST THE E LEGISLATURE, BECAUSE IT'S T TOO SIGNIFICANT.

UM, BUT I THINK THE HEALTHE PIECE -- I APPRECIATE THE T ABOUT YOUNGER PEOPLE.

YOU KNOW, FROM AARP'S PERSPECTIVE, WE BELIEVE WHE SERVE OLDER ADULTS, WE ACTY SERVE EVERYBODY, BECAUSE, U KNOW, WHETHER IT'S A PEDESN ISSUE, MOMS WHO HAVE STROLS OR KIND OF HAVE THE SIMILAR CHALLENGE WITH SOMEONE WHON A WHEELCHAIR OR WALKER, UMT MANY OLDER ADULTS ARE GRANDPARENTS OR PARENTS, SY WANT TO BE ABLE TO ENSURE R FAMILY CAN SURVIVE AND DO L HERE IN HAWAI'I AND DON'T .

SO I THINK THIS BROADER POF THE REPORT OF SAYING MORE O HAPPEN IN THE AREA OF EDUCN IS KEY AND DOING MORE TO KP HAWAI'I'S YOUNG PEOPLE HER, I THINK IS -- I BELIEVE ISE OF THE MOST CRITICAL -- MOT CRITICAL THINGS WE NEED TOE HAPPEN.

>> Lauren: I THINK YOUR ANR KIND OF LEADS INTO THIS VIR QUESTION SO I'M GOING TO RD THIS ONE FROM ERIC IN KAIL.

THE STUDY SOUNDS NOT ONLY IMPORTANT BUT ALSO CRITICA.

HOW DO WE GET THE PEOPLE TT COULD AFFECT THE NEEDED CHS TO PAY ATTENTION?

MAYBE I'LL OPEN IT FOR EVERYBODY.

>> HAVE A SHOW LIKE THIS.

>> Lauren: THAT'S TRUE.

WHAT DO YOU GUYS THINK?

>> I THINK THERE'S THIS NONPHILOSOPHICAL QUESTION UM, I THINK EVERYBODY IN TE ROOM UNDERSTANDS WE NEED C. WE NEED GROWTH.

BUT WHAT DOES THAT ACTUALLY TAKE?

AND I THINK IF WE DIG DEEP, REALLY IT'S GOING TO TAKE CONCESSIONS FROM EVERYONE O PITCH IN TO COME TO A HOLIC SOLUTION.

I THINK WHETHER YOU'RE AT Y COUNCIL OR AT THE STATE LEGISLATURE OR IN GRASSROOD PRIVATE SECTOR, THERE SEEMO BE A RECURRING THEME OF "SE BUT I'M NOT GOING TO BE THE FIRST ONE TO PITCH IN."

I WANT TO SEE WHAT SOMEBODE IS DOING FIRST.

THIS STALEMATE IS WHAT IS G IT DIFFICULT TO FIND THAT CONSENSUS.

I THINK THE DISPARITY HAPPS BETWEEN, YES, I WANT CHANGT WHAT AM I WILLING TO DO FOR THAT?

I DON'T THINK IT IS UNIQUEO THIS ISSUE OF SUPER AGING T REALLY A LOT OF OUR ISSUEST ESPECIALLY FOR THIS ONE, IS LIKE WHAT IS THE FIRST STED WHO IS WILLING TO TAKE IT?

>> SO TO ME, I THINK ONE OE BIG CHALLENGES OF TRYING TL WITH AGING IS THAT IT INVOS SO MANY DIFFERENT PARTS OFR SOCIETY, SO THERE'S NO -- THERE'S NOT REALLY AGING CS IN GOVERNMENTS BUT REALLY S NOT THE PEOPLE THAT YOU WAO TALK TO.

IT'S THE HOUSING MINISTRY E DIRECTOR OF EDUCATION OR IS THE PEOPLE WHO ARE RUNNING ECONOMIC PIGEON PROGRAMS AE PEOPLE WHO ARE DOING ALL OF THESE DIFFERENT THINGS.

AND SO THERE'S THIS WHOLE D SET OF ISSUES THAT YOU HAVO DEAL WITH, AND IT'S HARD TT THE SOCIETY FOCUSED ON THO.

COMPOUNDING THAT PROBLEM IN HAWAI'I IS THAT IT'S NOT JT STATE AND LOCAL GOVERNMENT INVOLVED IN THIS.

THERE'S A FEDERAL GOVERNMET THAT'S GOT A HUGE COMMAND R THE ECONOMIC SOURCES WE HAF NOT HOW THOSE PROGRAMS ARE IMPLEMENTED WHICH IS WHAT E HAVE TO DO.

BUT THE OTHER THING IS THAT DEPENDS A LOT ON JUST FAMI.

YOU KNOW, PEOPLE HERE HAVEO PREPARE.

THEY HAVE TO DO THE THINGST ARE NECESSARY TO MAKE SURET THEY CAN HAVE A GOOD LIFE N THEY GET OLDER.

SO, I DON'T KNOW, WE HAVE O PROVIDE EDUCATION OR WE HAO ENCOURAGE MORE HEALTHY BEH.

THAT SORT OF THING.

SO IT'S JUST A HUGE PROBLET THEN WE HAVE HUGE RESOURCEO DEAL WITH IT SO -- >> >> Lauren: IS AARP -- DO YU ALL DO ANYTHING TO TRY TO E YOUR CONCERNS ABOUT THE SITUATION THAT WE ARE IN T?

>> LIKE MANY OF US AT THE , WE ABSOLUTELY ENGAGE AT THE STATE LEGISLATURE ON LEGISN THAT WE BELIEVE IS GOING TE IMPORTANT FOR PREPARING PEE FOR -- AS THEY AGE.

ONE EXAMPLE WHICH IS WHEREY AND I MET EACH OTHER IS AAP PUSHED FOR LEGISLATION FOR RETIREMENT SAVINGS AS A EXAMPLE.

WE'RE CLEAR THAT IF PEOPLEE NOW, YOUNG PEOPLE, SAVE NO, WHEN THEY GET OLDER, THEIRD TO RELY ON SOCIAL SERVICESL DIMINISH, BECAUSE, ONE, WEW THERE'S NOT MANY COMPANIES PROVIDE PENSIONS ANYMORE.

YOU HAVE SOME COMPANIES THO 401K'S AND OTHERS WHERE PEE ACTUALLY SAVE BUT 170,000 F HAWAI'I'S PEOPLE WHO WORK E HAVE NO EASY WAY TO SAVE FR RETIREMENT, SO WE PASSED LEGISLATION TO DO THAT.

WORKING ON THINGS RELATED , AGAIN, AFFORDABLE HOUSING.

SOCIAL SERVICES AND PROVIDG WAYS FOR THAT TO OCCUR.

SO REALLY ENGAGING AND GETG PEOPLE TO ENGAGE.

SO WHAT I APPRECIATE THAT Y TALKED ABOUT IS ALL OF US REALIZING AND WORKING AS F. I THINK IF WE AS A SOCIETYT WORRY ABOUT MY CHILDREN, MY PARENTS, MY GRANDPARENTS, S WHERE IT ALL STARTS FALLING APART EVEN IF WHETHER I HAE CHILDREN OR DON'T HAVE CHI, I NEED TO CARE ABOUT THE FT THAT CHILDREN NEED TO BE CD FOR AND RECOGNIZE THAT WE'L CONNECTED.

I THINK THAT'S THE KEY.

THAT'S WHAT I THINK HOPEFU, YOU KNOW, THINGS ARE BETTEE IN HAWAI'I BECAUSE OF THATE OF CONNECTIVITY BUT WE CAND HAVE KIND OF LOST IT.

TRYING TO GET TO A POINT WE WE ACTUALLY CARE -- WELL, T ACTUALLY BUT REALLY SEEINGW WE'RE INTERCONNECTED AND, , NOT SO MUCH FOCUSED ON WHAN IT FOR ME, BUT HOW CAN I MA DIFFERENCE FOR EVERYBODY?

THAT'S, AGAIN, IN THE LONGM GOING TO BE IMPORTANT.

I KNOW YOU WERE THINKING AT SOME OF THAT, TOO.

>> YEAH, ABSOLUTELY.

AND, YOU KNOW, WITH THE MOT RECENT ALICE REPORT WE SAWD WE WERE VERY ALARMED AND IS KIND OF CONFIRMED IN YOUR T THAT, YOU KNOW, THE AGING POPULATION, THAT AFFECTS EY GENERATION, RIGHT?

IT'S NOT JUST AN ISSUE FORE PEOPLE WHO ARE IN THAT POPULATION OR MAYBE THE NET GENERATION DOWN.

IT REALLY DOES AFFECT EVER.

AND SO THE CONCERN IS WE CT KEEP SEEING THIS OUTMIGRATN HAPPEN BECAUSE THEN WE DO E THE SUPPORTS THAT WE NEED, RIGHT?

WE LOSE THE CAREGIVERS THAT WE'RE GOING TO NEED BUT THE ARE SOME BRIGHT SPOTS, ANDI WILL SAY THAT OUR COMMUNIT- OUR HEALTH SYSTEMS, RIGHT?

THEY DO A COMMUNITY HEALTHS ASSESSMENT, THEY'RE VERY AD TO THIS ISSUE.

IT IS A BRIGHT SPOT, BECAUE THEY'VE STARTED SOME INNOVE PROGRAMS TO REALLY TRAIN UE NEXT GENERATION OF NURSES S AND THE HEALTHCARE WORKERST WE ARE GOING TO NEED ESPECY TO TAKE CARE OF THE INCREAD NEEDS OF OUR AGING POPULAT.

SO THERE ARE DEFINITELY SOE BRIGHT SPOTS.

I THINK THERE ARE, YOU KNO, ORGANIZATIONS THAT ARE REAY STEPPING UP IN TOWN.

SEEING THIS NEED AND ANTICIPATING IT AND ACTING ACCORDINGLY, YOU KNOW?

SO THAT'S DEFINITELY A BRIT SPOT.

BUT WE DO HAVE TO MAKE SURT WE ARE DOING ALL THE THINGT CREATE A VIBRANT ECONOMY ST WE DON'T HAVE FOLKS LEAVINR THE CONTINENT THINKING THAS THE ONLY WAY THAT THEY CAN REALLY THRIVE.

>> YOU KNOW, THERE ARE A L, UM, FOLKS WHO ARE CARING FN ELDERLY FAMILY MEMBER, WHER IT BE IN THEIR OWN HOME OR, YOU KNOW, TAKE CARE OF THAT ELDERLY FAMILY MEMBER WHO N LONG-TERM CARE.

COULD MAYBE YOU ALL WEIGH N THE FINANCIAL BURDEN OR IMT ON FAMILIES?

IT'S NO SURPRISE IT'S EXPEE TO GET THE RESOURCES AND, MICHELLE, YOU MENTIONED THS EARLIER BUT ALSO THE MENTAL AS WELL.

SO ARE THERE AFFORDABLE RESOURCES TO HELP THOSE FAS WHO ARE CARING FOR AN ELDEY FAMILY MEMBER?

>> AFFORDABLE IS THE KEY WD THERE, HAH?

>> WE DON'T DO MUCH IN THE UNITED STATES.

I WOULD SAY, AT LEAST WITH FEDERAL PROGRAMS OR STATE PROGRAMS, WE -- UNLIKE JAPY OR GERMANY WHERE THERE'S AT OF ECONOMIC SUPPORT FOR PEE TO TAKE CARE OF SENIORS.

SO, IN GERMANY, THEY PAY PE TO STAY AT HOME.

THEY PAY PEOPLE TO STAY ATE AND CARE FOR THEIR PARENTS.

IN JAPAN, THEY PAY FOR -- I DON'T KNOW IF THEY STARTED PAYING FOR PEOPLE WHO ARE G CARE OF THEIR OWN PARENTS.

THEY'RE TALKING ABOUT IT.

BUT THEY CERTAINLY PAY FOR PEOPLE TO BRING IN CAREGIV.

THAT'S SOMETHING THAT OUR COUNTRY HAS BEEN LACKING.

MAYBE I SHOULD BE CORRECTED ABOUT THAT.

>> NO, I THINK SO.

IN HAWAI'I, WE HAVE DIFFERT TYPES OF PROGRAMS BUT THEY AREN'T THAT PROGRESSIVE PEE AND A LOT OF IT IS A FINANL ISSUE.

THERE'S RESPITE CARE PROGR.

THEY CALL IT KUPUNA CARE.

SO, AGAIN, THE STATE PROVID FUNDING SO THAT IF YOU HAVO GO TO WORK AND BECAUSE YOUD TO WORK, YOU DON'T HAVE SOE TO CARE FOR YOUR LOVED ONE, THERE'S A STIPEND SO TO SPK FOR YOU TO BE ABLE TO HAVER LOVED ONE GO TO A -- WHAT Y CALL AN ADULT DAYCARE FACI, SO THOSE TYPES OF THINGS.

THINGS WE TRIED TO PASS REY ALONG THOSE SAME LINES WE E WILL HAVE SOME PROGRESS ATE POINT BUT ONE BILL DIED WHH WAS A CAREGIVER TAX CREDIT.

WE KNOW THAT MOST CAREGIVES SPEND ON AVERAGE $7,200 A R CARING FOR THEIR LOVED ONEF THEIR OWN FUNDS, BECAUSE, U KNOW, OFTENTIMES THE PERSON YOU'RE CARING FOR HAS SOMEM OF INCOME WHETHER IT'S SOCL SECURITY OR THEIR PENSION T COVERS SOME OF THOSE COSTST EVEN OUTSIDE OF THAT, SOMEE WHO IS A CAREGIVER SPENDS T THAT MUCH OUT OF THEIR OWN POCKET.

THE OTHER THING WE'RE HOPIR AND GOING TO WORK ON OVER S INTERIM IS PAID FAMILY LEA.

ONE OF THE CHALLENGES THAT- ABSOLUTELY, AGAIN, TAKING E OF YOUR LOVED ONE.

IT DOESN'T HAVE TO BE YOUR GRANDPARENT, YOUR PARENT, T COULD BE YOUR SPOUSE OR EVN YOUR ADULT CHILD.

THERE ARE OLDER PEOPLE WHOE HAVING TO CARE FOR THEIR AT CHILD WHO NEEDS CARE AS WE.

SO BEING ABLE TO TAKE PAID FAMILY LEAVE AND NOT BE INE SITUATION OF, GOSH, DO I LY JOB OR TAKE CARE OF THE PEI LOVE?

SO THERE'S THOSE TYPES THINGS.

AGAIN, THEY'RE KIND OF THEE SMALL -- WELL NOT SMALL, TE HUGE STEPS IN THE RIGHT DIRECTION AND IT'S JUST TRG TO FIGURE OUT HOW TO MAKE T HAPPEN.

AGAIN, IT'S THOSE -- AND IM FAMILIAR WITH THAT -- BUT THERE'S PROBABLY SO MUCH ME OUT THERE AGAIN EVEN ESPECY ON THE ISSUE OF HOUSING.

WE TALKED A LITTLE BIT ABOT THAT AND THE FACT THAT YOUE BASICALLY WHAT THEY CALL DIFFERENT LEVELS OF AMI MEG PEOPLE WHO ARE REALLY, REAY STRUGGLING AND AREN'T ABLE- THEY'RE KIND OF ACTUALLY BW ALICE FAMILIES.

THEN YOU HAVE ALICE FAMILIO THEMSELVES ARE HAVING A CHALLENGE BASICALLY LIVING PAYCHECK TO PAYCHECK OR ONE PAYCHECK AWAY FROM BEING HOMELESS.

THEN YOU HAVE THOSE WHO HAE JOBS BUT THEY STILL HAVE A FAMILY AND CAN'T AFFORD TOA HOME.

SO THERE'S JUST A RANGE OF, RIGHT?

>> YEAH, I THINK ALSO GOINK TO ONE OF THE POINTS THAT U MADE EARLIER ABOUT YOUNG FS FINING THEIR WAY OUTSIDE -- FINDING THEIR WAY OUTSIDE F HAWAI'I.

ANECDOTALLY, OUR FAMILIES FINDING OUT OVER THE LAST E YEARS HOW TO HELP GRANDMA T PLACED.

SHE'LL BE 90 NEXT YEAR.

WE FEEL FORTUNATE BECAUSE E HAVE MYSELF AND MY UNCLES D EXTENDED FAMILY TO DO THATT AS THE YOUNGER GENERATION LEAVES, THAT INFRASTRUCTURS AWAY AND THOSE RESOURCES GO AWAY.

AND NOW THERE'S MORE AND MF A RELIANCE ON SOCIAL SERVI, GOVERNMENT SUBSIDIES AND TS LIKE THAT SO, UM, OUTSIDE F JUST A BAND-AID TO FIX SOMG THAT'S ONGOING, I THINK HOLISTICALLY IN THE GRAND E OF WHAT THE COMPOSITION OF HAWAI'I LOOKS LIKE, WE'VE TRADITIONAL LEANED INTO THE MULTIGENERATIONAL LITMY ASA STRENGTH, NOT A COST BURDEO FAMILIES AND I THINK GOINGK TO THAT CORE STRENGTH OF US HAWAI'I AND THE COMMUNITY T SURROUNDS KUPUNA IS SOMETHE NEED TO FIGURE OUT HOW WE N GET BACK TO.

>> YEP AND DO MORE OF.

>> CAN I JUMP IN HERE FOR T -- I WANT TO RAISE ONE THI.

WE TALK A LOT ABOUT EMIGRAN IN THE CONTEXT OF HAVING OR KIDS COME BACK OR HAVING OR KIDS STAY HERE, BUT A HUGE AMOUNT OF THE SUPPORT THATS BEING PROVIDED TO KUPUNA DT COME FROM KIDS.

IT COMES FROM A LOT OF IMMIGRANTS WHO ARE COMING O HAWAI'I AND WHO ARE PROVIDA LOT OF SERVICES.

I MEAN, I WAS IN THE HOSPIL HERE, AND WHO WAS TAKING CF ME?

FILIPINOS ALMOST EXCLUSIVE.

AND SO WE ARE DEPENDENT ON IMMIGRANTS NOT JUST OF OURN FAMILY MEMBERS BUT IMMIGRAS FROM MANY DIFFERENT PLACESE PART OF OUR STRENGTH.

>> I THINK WHAT YOU'RE SAYS HAWAI'I DOESN'T HAVE ENOUGH LOCAL -- LIKE NURSES, FOR EXAMPLE.

WE'RE DEFICIENT 1,000 NURSS ACROSS ALL HEALTHCARE SYST, BUT UH AND THE COMMUNITY COLLEGES AREN'T PRODUCING , SO WE DO NEED THAT SKILLEDR FROM MAINLAND OFF SHORE TOE ABLE TO SUPPLEMENT AND PROE THE INFRASTRUCTURE THAT YOE TALKING ABOUT.

>> YES AND THAT'S WHERE, YU KNOW, HAWAI'I PACIFIC HEALD KAISER PERMANENTE ARE STARG THESE AT AT THE HIGH SCHON IT UP TO ADULTS AS WELL.

THOSE ARE THE EXCITING THIO ENSURE WE HAVE THE FOLKS TO PROVIDE THE CARE.

A LOT OF OUR COMMUNITY-BASD ORGANIZATIONS ARE PROVIDIND OF A PATCHWORK OF KUPUNA CE WHETHER IT'S MEALS ON WHEE- I MEAN, THEY'RE REALLY -- F FOLKS CANNOT AFFORD IN-HOM, DEDICATED HEALTHCARE -- WHS VERY EXPENSIVE -- UM, THEYE TRYING TO SORT OF PIECEMEAT TOGETHER WITH OUR NONPROFIS AND, OF COURSE, WITH THE FL FUNDING SITUATION WHICH WE REALLY HAVEN'T TALKED ABOU, THREATENS TO MEDICAID -- >> YOU WANT TO LIVE THAT T?

>> KIND OF A MORE NEAR-TERM ISSUE WE HAVE TO FIGURE OUW TO PLUG THAT GAP.

>> Lauren: WHAT YOU ALL TAD ABOUT IS A PERFECT SEGUE TO MOSES' QUESTION.

DOES THE PANEL FEEL THAT PF THEIR JOB IS TO HELP KUPUNE OLDER MEMBERS OF THE COMMU, THAT'S A NEW WAY OF THINKI.

A LOT OF YOUNGER PEOPLE DIT GROW UP THINKING THAT WAY.

>> IT'S THINKING THAT PARTF OUR KULIANA IS HELPING PEOE LEARN MORE ABOUT HAWAI'I.

TO ME, I SAT ON THAT FENCED WAS KIND OF UNHAPPY THAT PE WHO CAME DIDN'T KNOW HOW TO STUFF HERE.

I REALIZED HIGH FATHER HADE -- MY FATHER HAD COME FROM MASSACHUSETTS.

HE WAS LIKE, YOU KNOW, I FT LIKE HE WAS BORN AND RAI HERE.

I RECOGNIZED THAT THE WAY D FIT IN WAS MY MOM'S FAMILY EMBRACED HIM AND TAUGHT HID THAT WAS THE KULIANA.

THEY COULD HAVE BEEN JUST , OH, THIS GUY IS BAD AND LES OSTRACIZE HIM.

IT'S TAKING THAT STEP, SWALLOWING OUR PRIDE TO SOE DEGREE, OPENING OUR ARMS AD BRINGING PEOPLE IN AND HELG THEM LEARN, BECAUSE THEY'RT GOING TO KNOW.

THEY DIDN'T NECESSARILY --I MEAN, IT'S NOT LIKE THE ALA SPIRIT AND ALL OF THAT IS E TO HAWAI'I.

PEOPLE CALL IT SOMETHING SOMEWHERE ELSE, BUT THAT CG FOR FAMILY IS ALSO A VERY G ASIAN TRADITION AS WELL, AO ALL OF THAT COMBINED, BUT M SURE IT'S AN ISSUE FOR A LF CULTURES AND IT JUST SO HAS THAT HOPEFULLY WE CAN, AGA, RE-ENFORCE WHAT MOSES IS S, BUT I THINK IT'S -- IT'S, , THE EXTENDED FAMILY APPROA, THE CARING FOR YOUR NEIGHB, UM, THE HELPING A STRANGERU KNOW.

I THINK ONE OF THE THINGS T IS SO BEAUTIFUL ABOUT HAWAI IS, YOU KNOW, SOMETIMES WHU SEE SOMEONE ON THE SIDE OFE ROAD NEEDING HELP, YOU ACTY STOP TO HELP THEM VERSUS BG AFRAID TO STOP AND HELP THO WORKING AT THAT AND JUST RECOGNIZING THAT, UM, YOU , BACK IN THE DAY, I'M SURE EVERYBODY'S GRANDMA -- YOUW HOW WE CALL EVERYONE AUNTY, UNCLE?

THAT TYPE OF THING, IT'S TT CONNECTEDNESS AND CARING AT EACH PERSON.

THAT MIGHT NOT BE MY GRANDT IT'S SOMEBODY'S GRANDMA.

>> 100%.

I THINK IT'S A VERY SYMBIOC RELATIONSHIP WHERE OUR KUPA INSTILL IN THE YOUNGER GENERATION WHAT ALOHA IS AE RESULT THAT WE WANT IS OURS TO STAY HERE TO PERPETUATE.

IS THAT ACTUALLY HAPPENING?

I THINK THAT'S WHERE THE RL CONCERN IS.

IN OUR CIRCLES, ESPECIALLYN HOUSING, ONE OF THE HOT TOC DISCUSSIONS IS LOCALS.

WHAT IS A LOCAL, RIGHT?

BECAUSE ESPECIALLY IN THE LEGISLATIVE SESSION, ONE OE THINGS WE'VE TALKED A LOT T IS LOCAL-ONLY HOUSING MARKT HOW DO YOU DEFINE THAT?

IT'S A VERY NUANCED CONVERSATION, BUT KIND OF O YOUR POINT, SOMEBODY WHO MD HERE FIVE YEARS AGO BUT MAE EXUDES EVERYTHING WE WANT D EXPECT OUT OF THAT ALOHA S, IS THAT PERSON LESS LOCAL N SOMEONE WHO LIVED HERE ALLR LIVES BUT DOESN'T LET SOMEE INTO THEIR LANE IN TRAFFIC?

WHAT ARE THE NUISANCES?

IT'S A VERY LOADED QUESTIO.

>> I AGREE WITH YOU.

>> Lauren: WE HAVE SOME VIR COMMENTS -- QUITE A FEW OFM ACTUALLY.

I MIGHT GO ONE BY ONE AND D THEM AND LET YOU ALL WEIGH.

LESLIE, IS THERE ANY LOGICO HAVING THESE DISCUSSIONS IE SCHOOL SYSTEM EVEN AS PARTF CURRICULUM TO HELP YOUNG PE UNDERSTAND HOW SOCIETY WORD THE ROLES WE ALL PLAY?

>> 100%.

>> YEAH, ABSOLUTELY.

>> 100%, ABSOLUTELY.

>> PREVIOUSLY YOU WERE AT AMERICAN SAVINGS BANK.

ONE OF THEIR BIG INITIATIVS FINANCIAL LITERACY.

THAT WAS A BIG DEAL IN THE LEGISLATURE THIS YEAR AS W. IT STARTS IN THE SCHOOL SYM AND I KNOW THAT'S A LITTLET OF A DEPARTURE FROM THE ALA AND THE LOCAL SPIRIT BUT IK IT'S A TRICKLE DOWN EFFECTF WHEN YOU'RE STRUGGLING, CAU -- IS THAT THE FOCUS, RIGH?

IS THAT THE FOCUS ANYMORE - >> ONE OF THE THINGS THAT S ME THINK OF, I FEEL LIKE TE WAS A PROGRAM AT STAR OF TA SCHOOL, BECAUSE THEY'RE NEO KAHALANUI WHERE I FEEL LIKY MAY NOT HAVE BEEN DOING ITI FEEL LIKE THERE WAS AN OPPORTUNITY TO BRING THE KA TOGETHER WITH THE YOUNGSTED THERE WAS SO MUCH ENRICHING BEHAVIOR AND ENGAGEMENT AND CONNECTION THAT HAPPENED AA RESULT.

I HAVE SEEN THAT HAPPEN ONE CONTINENT WHERE SENIOR HOUG IS SITUATED NEXT TO THE CHILDCARE, RIGHT, SO THAT E KUPUNA DO FEEL CONNECTED.

SO MAYBE IN SOME SUBTLE WAS LIKE THAT, THAT IS A WAY TO INSTILL THE IMPORTANCE OF G CARE OF EVERY GENERATION, ?

BECAUSE THAT REALLY IS THEA SPIRIT SO I LIKE THAT IDEA.

MAYBE WE'RE -- I DON'T KNO, MAYBE WE'RE PUTTING THAT OT INTO THE UNIVERSE FOR FOLKO THINK ABOUT.

>> TALK TO THE RIGHT PEOPLO GET MORE OF THOSE PROGRAMST UP.

>> YEP.

>> THERE IS A SCHOOL MAYBEI DON'T KNOW WHERE IT IS, BUY WAY, THEY WERE OFFERING FINANCIAL LITERACY TO THIRD GRADERS.

AND, UM, YOU KNOW, TEACHINM ABOUT RETIREMENT AND INTERT AND SO ON AND SO FORTH.

THIS IS FILTERING, THESE IS ARE FILTERING AROUND THIS E AND HAVE BEEN.

>> Lauren: THAT SHOULD BE REQUIRED FOR EVERYBODY.

GLENN FROM MAUI HAS A COMM.

HE'S SAYING THERE'S A BIG P FOR HELP AVAILABLE TO SENIS WHO DO NOT HAVE FAMILY BUTT TO AGE IN PLACE.

FOR OLDER PEOPLE TRYING TO FIGURE OUT HOW TO HELP FORE CARE AND STUFF LIKE THAT IA CHALLENGE.

YOU HAVE TO BE ALMOST DYINO QUALIFY FOR HELP FROM THE .

COULD ANY OF YOU WEIGH IN N THAT COMMENT?

>> I WILL JUST SAY -- SO AA UNITED WAY RUNS THE 211 STATEWIDE HELP LINE.

ONE QUARTER OF THE CALLS TT COME IN TO THE HELP LINE AE FROM KUPUNA.

MANY OF THEIR QUESTIONS ARE TYPICAL NEEDS THAT WE SEE, RIGHT?

HOUSING, FOOD, UTILITY SUP.

BUT THE NUMBER ONE REASON T KUPUNA CALL THE 211 STATEWE HELP LINE IS THEY HEARD SOMETHING ON THE NEWS OR RT IN THE NEWSPAPER AND THEY T TO KNOW HOW DOES THIS AFFE?

SHOULD I BE CONCERNED ABOUT THIS?

AND THEY WANT TO CALL AND K STORY TO THE 211 INFORMATID RESOURCE SPECIALISTS AND SOMETIMES, THOUGH -- AND TY ARE OFTEN MULTIPLE CALLERS, MULTIPLE TIME CALLERS.

SO THAT SHOWS US THAT THERE REALLY IS THAT LACK OF CONNECTION, THAT NEED TO RY TAKE CARE OF OUR KUPUNA ANT THEM CONNECTED UP TO THE RESOURCES.

SO WE DO GIVE THEM THE REFERRALS, OF COURSE, BUT,U KNOW, THEY'RE BEING GIVEN O MUCH MORE BECAUSE THEY'RE O JUST HAVING THAT CONNECTIOH SOMEONE WHO IS LISTENING TO THEIR CONCERNS AND KIND OF HELPING TO POINT THEM IN TE RIGHT DIRECTION.

>> I CAN'T IMAGINE, TOO, TE STRESS AND MENTAL LOAD NOTY ON THEM, THEIR FAMILIES BUO HAVE TO TAKE CARE OF YOURS, TOO, AND TO BE BY YOURSELF.

>> CARE GIVING IS ONE OF TE MOST CHALLENGING, REWARDIN, STRESSFUL, BEAUTIFUL EXPERIENCES, RIGHT?

AND IT'S OFTEN SOMETHING YU AREN'T PREPARED FOR, YOU K?

ALL OF A SUDDEN, IN MY CASY MOTHER HAD A STROKE.

IT WASN'T SOMETHING WE WERE REALIZING.

BOOM, IMMEDIATELY AFTER SHS OUT OF THE HOSPITAL, SHE ND 24/7 CARE.

SO IT'S NOT SOMETHING YOU D ALWAYS PLAN FOR, BUT GLENNS POINT OF WHETHER IT'S MAUI, KAUAI, HONOLULU, HAWAI'I ID OR ANYWHERE, GETTING THOSE SERVICES TO BE ABLE TO HAVE FOLKS WHO COULD COME IN ANT HELP YOU WITH BATHING YOURD ONE, BEING ABLE TO CARE FOM FOR A BIT SO YOU CAN RUN OR HOW ABOUT JUST HAVE TIME SU CAN GET A BREAK?

RIGHT?

GET A BREAK FOR A MOMENT.

THAT LENDS ITSELF BACK TO T PROGRAM OF HAVING IN TH SCHOOLS, YOU KNOW, THE HIGH SCHOOL, GETTING MORE PEOPLE INTERESTED IN CARE GIVING D HAVING THEM -- YOU KNOW, BE ONE OF THE CHALLENGES IS YU HAVE KIND OF JUST A RANGE F JOBS.

THE ONES THAT TAKE UP A LOF THE FOLKS THAT DO CARE GIVR CAREGIVERS IN THE SITUATIOE HOSPITALS.

THEY PAY MORE.

NEXT ARE NURSING HOMES.

SO THEY'VE GOT EVEN BETWEEE WORKFORCE, YOU HAVE NURSING HOMES COMPETING WITH THE HOSPITALS BUT THEN YOU WORR WAY TOWARDS THEN PEOPLE WHN COME INTO YOUR HOME AND HE.

IT'S -- THEY'RE GOING TO GR THE HIGHER PAYING JOBS.

SO HOW DO YOU GET IT SO THE OTHER JOBS, THESE OTHER, U, SITUATIONS PAY BETTER?

I THINK IT'S GETTING MORE .

YOU KNOW, WE TALKED ABOUT FINANCIAL LITERACY, I WOULE TO SEE CARE GIVING LITERACY WHERE PEOPLE LEARN.

AT SOME POINT, WE'RE ALL GG TO CARE FOR SOMEONE OR BE D FOR.

SO CARE GIVING LITERACY, ME THAT'S ANOTHER COURSE -- YU KNOW, POOR DEPARTMENT OF EDUCATION.

SO MANY THINGS -- THERE'S O MANY THINGS WE WANT TO YOU EDUCATE OUR CHILDREN ON, U, BUT, AGAIN, LIKE CARE GIVIG LITERACY, GLENN'S RIGHT.

IT'S GETTING MORE PEOPLE IO THE WORKFORCE IS GOING TO E WAY TO MAKE THAT HAPPEN.

I'VE SEEN SITUATIONS WHEREN SOME ISLANDS WHERE PEOPLE E LIKE, I'M WILLING -- YOU K, I'M WILLING TO PAY WHATEVES GOING TO COST TO HAVE SOMEE COME IN BUT THERE'S NO ONEO HAVE COME IN.

IT'S KIND OF LIKE GETTING S INTERESTED IN THAT ISSUE WH IS WHAT THE SCHOOLS ARE TRG TO DO IS HAVE PEOPLE SEE TT CARE GIVING IS ACTUALLY -- ACTUALLY IT'S A LONG-TERM,U KNOW, JOB.

THERE'S GOING TO BE A WHOLT OF PEOPLE NEEDING IT.

THAT'S FOR SURE.

>> Lauren: I HAVE TWO KINDF POLAR OPPOSITE COMMENTS ABT AGING IN PLACE.

I THINK THEY'RE BOTH PRETTY INTERESTING.

I'M GOING TO READ ONE AND N MAYBE WE CAN TALK ABOUT ITD I'LL READ THE OTHER.

JAN WROTE IN SAYING AGING N PLACE IS NOT NECESSARILY TE BEST SOLUTION.

MY MOM FINALLY MOVED INTO ASSISTED LIVING AT 99.

SHE WANTED TO KNOW WHY SHE NEEDED TO MOVE.

SHE WAS VERY SOCIAL AND SHS NOT GETTING THE SOCIAL ENGAGEMENT THAT SHE NEEDED.

SHE WAS VERY HAPPY, THOUGHN HER ASSISTED LIVING APARTM.

HER KIDS WENT TO VISIT HER PROBABLY MORE BECAUSE WE REALIZED THE NEEDS FOR MORE FREQUENT VISITS.

IS THAT SOMETHING YOU ALL R OFTEN?

SAME PERSPECTIVE?

>> I THINK IT'LL BE DIFFERT FOR DIFFERENT FOLKS.

YOU KNOW, FOR OUR SITUATIOH MY MOM, I'M CERTAIN SHE WO- IT WOULD NOT HAVE WORKED FR TO GO SOMEWHERE ELSE BEINGN HER SURROUNDINGS AND BEING SURROUNDED BY FAMILY MADE A DIFFERENCE.

BUT THERE ARE PEOPLE WHO, N FACT, WE WERE LUCKY WE COUD TAKE CARE OF OUR MOM.

SOME PEOPLE HAVE A DIFFERET NEED AND HIGHER LEVELS OF D THAT FAMILY CANNOT FILL ANO ASSISTED LIVING OR OTHER SITUATIONS.

AGAIN, WE WERE ABLE TO ALLE TIME.

THERE WAS LIKE FIVE OF US F YOU'RE AN ONLY CHILD CARINR YOUR PARENT, SOMETIMES BEIG ABLE TO HAVE YOUR LOVED ONE BEING IN AN ADULT RESIDENTL CARE HOME WHERE THEY CAN G, YOU KNOW, CARE ALL THE TIME BECAUSE YOU CAN'T DO IT --U KNOW, I DON'T THINK THERE'A THING TO SAY THAT DOING THS A BAD THING.

>> NO, NOT AT ALL.

>> SO MANY FACTORS, RIGHT?

>> YOU HAVE TO MAKE IT WORR YOU AND YOUR LOVED ONE.

>> IN A WAY, IT'S ABOUT GEG RID OF IMPEDIMENTS TO STAYT HOME.

A LOT OF HOMES ARE BUILT, U KNOW, WITH STAIRS OR THEY E NARROW DOORWAYS OR, YOU KN, THEY DON'T HAVE RAILS FOR N YOU GET IN THE SHOWER, SO S NOT -- IT'S JUST MAKING ITR AND EASIER FOR PEOPLE TO CONTINUE TO LIVE WHERE THE.

>> YEP.

>> HAVING MORE OPTIONS.

>> AS LONG AS THEY'RE SAFE, RIGHT?

>> AND JAN IS RIGHT.

IT MIGHT NOT BE BEST.

YOU KNOW, I THINK LOTS OF SURVEYS HAVE SHOWN THAT MOT PEOPLE WANT TO AGE IN PLAC.

DOESN'T MEAN THEY ALL CAN D SHOULD.

THAT'S A DIFFERENT STORY.

>> Lauren: THIS PERSON, ANONYMOUS VIEWER, WROTE IN SAYING ALL THE TALK ABOUT OUTMIGRATION INVOLVES YOUNR PEOPLE.

OLDER PEOPLE DON'T HAVE THT OPTION.

MOVING IS EXPENSIVE AND COE COMPLICATED.

THIS PLAYS INTO OUR HOMES D SUPERMARKETS.

ESSENTIALLY, WE CANNOT LEA.

WE NEED OUR YOUNG PEOPLE TO STAY.

IT SEEMS LIKE OUR LEADERS T DON'T RECOGNIZE THIS.

THOUGHTS ON THAT COMMENT?

>> I'VE HAD SO MANY FRIENDS LEAVE, YOU KNOW?

FOR MANY PEOPLE, YOU KNOW, HAVING YOUR CHILDREN LEAVES VERY PAINFUL -- AND THAT'SN THE CASE FOR ME -- BUT ALSO HAVING MY CONTEMPORARIES LE HAS BEEN VERY PAINFUL.

A LOT OF THEM ARE DOING TH.

I DON'T KNOW IF THAT'S A GL EXPERIENCE OR JUST MY OWN,, UM, YEAH.

>> I DON'T THINK IT'S JUSTR OWN.

I THINK A LOT OF THE WORK T WE DO SURROUNDS EXACTLY THD IT IS A SHARED EXPERIENCE T WE'RE SEEING IN THE STATS.

WE'RE SEEING ANECDOTALLY, - I ALWAYS TALK ABOUT MY WIFS FAMILY.

EVERY FOURTH OF JULY WE'LLA BARBECUE.

THEY'VE BEEN DOING IT FOR E LAST 30 YEARS.

IT WAS VIBRANT, MULTI-GENERATIONTAL, TONS F PEOPLE.

AND THEY TOLD US LAST MONT, NEXT YEAR IS THE LAST YEAR THEY'RE GOING TO DO THAT.

IT'S BECAUSE THE KIDS HAVE.

THEY HAVEN'T COME BACK.

THE ANONYMOUS VIEWER IS RI.

THE YOUNGER GENERATION THAE NEED TO BE THE TEACHERS, TE NURSES, THE INFRASTRUCTUREO SUPPORT OUR KUPUNA LIKE I , IT'S A HOLISTIC SOLUTION.

IT REQUIRES US TO BE HERE E ABLE TO FACILITATE THAT AGN PLACE, WHETHER THAT'S IN PE OR OTHER SOLUTIONS SO -- >> AND YOU DO HAVE OLDER PE LEAVING BECAUSE IN SOME CA, RETIRING IN HAWAI'I ISN'T T GREAT EITHER.

>> YEAH, ABSOLUTELY.

>> SO WHERE I'VE SEEN CONTEMPORARIES WHO ARE OLDR LEAVE, IT'S BECAUSE THEY FA REALLY WONDERFUL, INDEPENDT LIVING FACILITY THAT HAS AE SO THIS COULD BE INDEPENDED OVER TIME IF THEY NEED MORE CARE, AND IT COSTS A THIRDF WHAT IT MIGHT COST HERE IN HAWAI'I.

OR YOUR CHILDREN ARE IN THE MAINLAND AND THEY HAVE GRAD BABIES NOW AND YOU'RE HERE ALONE.

YOU'RE LIKE, WELL, I'D RATO WITH MY GRANDCHILDREN ARE S WELL.

THAT HAPPENS AS WELL.

>> ABSOLUTELY.

>> Lauren: YOU MENTIONED TS A LITTLE BIT.

SAM IS ASKING IS THERE ANYG THAT COULD BE DONE IN OUR S TO HELP PEOPLE AGE IN PLACE GRAB BARS OR OTHER IMPROVES TO HELP KUPUNA MOBILITY?

>> WELL, IT DOES HAPPEN TOE ON OUR WEBSITE INFORMATIONR -- IT'S CALLED HOME FIT.

IT'S A HOME FIT GUIDE AROUD WHAT YOU CAN DO -- A COUPLF THINGS, NOT JUST CARE FOR M SHOULD THEY NEED SPECIAL ACCOMMODATIONS TO YOUR HOMT ALSO WHAT YOU CAN PUT IN PE TO PREVENT PEOPLE FROM GETG HURT IN THE FIRST PLACE.

YOU TALKED ABOUT THE STAIR.

TRIPPING, YOU KNOW, RUGS.

IT'S A COMBINATION OF THIN.

IT'S A GREAT GUIDE, BECAUSE OF THE CHALLENGES OFTEN IS, THAT WE SEE AGAIN WITH OLDR ADULTS -- IT DOESN'T MEAN BECAUSE YOU'RE OLD YOU'RE SOMEHOW FRAIL.

THERE ARE PEOPLE WHO ARE VY VIBRANT AND SUCH.

IT REALLY IS A MATTER OF YR HEALTH MORE THAN YOUR AGE T RELATES TO THE CHALLENGES U MIGHT EXPERIENCE BUT THAT T FALL OFTEN WHEN YOU'RE IN R 60+ YEARS OF AGE IS JUST TE BEGINNING SO TRYING TO PRET IT FROM THE GET GO.

>> AND YOUR STUDY TALKS ABT HOW THE AGING POPULATION CONSUMES MORE THAN THEY CONTRIBUTE FINANCIALLY.

THIS IS A QUESTION FOR YOUI THINK EVERYONE COULD WEIGH, WHAT ARE THE TRICKLE DOWN EFFECTS GOING TO BE ON OUR ECONOMY AS OUR SOCIETY AGE?

NOT JUST ECONOMY BUT TRICKE DOWN EFFECTS.

>> TRICKLE DOWN EFFECTS?

I HAVE TO THINK ABOUT THAT.

I DON'T KNOW WHAT TRICKLE N EFFECTS THERE ARE PARTICUL.

YOU KNOW, CONSUMPTION ADDSE TO THE PEOPLE WHO ARE CONS, OF COURSE, AND IT'S VERY IMPORTANT TO THEM.

AND, WELL, WE NEED WORKERS.

IT PROVIDES JOBS FOR PEOPLO ARE WORKING ON THOSE THING.

THAT'S GOING TO BE A VERY DIFFICULT ISSUE.

SOMEHOW I DON'T FEEL LIKE E SENSE OF THAT HAS COME TO E FORE ENOUGH IN THIS DISCUSN IS THAT, YOU KNOW, WE TALK ABOUT, WELL, WE NEED TO TRN PEOPLE MORE TO PROVIDE CARE GIVING AND SO FORTH.

WELL, WE NEED MORE PEOPLE O THAT.

WE NEED YOUNG PEOPLE.

IT DOESN'T -- AND I THINK E ALSO NEED TO NOT JUST THINK ABOUT PEOPLE WHO WERE RAISN HAWAI'I.

>> IMMIGRANTS.

>> I THINK ANY SOCIETY BENS FROM HAVING AN INFLUX OF NW PEOPLE AND FROM DIFFERENT PLACES.

WE WANT TO ENCOURAGE THOSE PEOPLE TO COME HERE AS WEL.

WE'RE NOT DOING THIS NOW BE NEED TO BE.

WE NEED THOSE PEOPLE TO HES DEAL WITH THE AGING ISSUES.

>> Lauren: THIS IS PART 2 F THE QUESTION I HAD.

KIND OF RELATES TO THE CONG MORE.

BUT WHAT IS GOING TO HAPPEH HEALTHCARE FOR OUR ELDERLY?

IS THERE GOING TO BE A WAIG LIST IF THERE'S NOT ENOUGH RESOURCES?

>> YES.

YES.

>> Lauren: IF THERE AREN'T ALREADY.

>> THERE'S GOING TO BE WAIG LISTS AND THEY'RE GOING TOE LONGER.

IT'S GOING TO BE DIFFICULT.

>> ONE OF THE KEY PIECES -- ALTHOUGH I'M NOT A GOOD EXE OF IT -- IS PREVENTION.

YOU KNOW, THE TRUTH IS IF U TAKE CARE OF YOURSELF AND D STAVE OFF THE NEED FOR CARS ONE OF THE BEST THINGS YOUN PROVIDE TO EVERYBODY IN YOR FAMILY IN TRUTH AND SOCIETN THAT WAY.

AND WHEN YOU TALK ABOUT THE CONSUMPTION ISSUE, YOU KNO, WHAT ANDY IS TALKING ABOUTS THE FACT THEY NEED CARE.

THEY WILL NEED HEALTHCARE D DIFFERENT KINDS OF SUPPORT.

THE POINT OF NOT EARNING MS PART OF HIS POINT ABOUT THE DEFICIT.

KEEP IN MIND, IF YOU SAVE R RETIREMENT, YOU HAVE YOUR L SECURITY AND YOU HAVE ENOU, YOUR CONSUMPTION IS BASICAY UTILIZING THE RESOURCES HAVE.

WHERE IT BECOMES A DEFICITS WHERE YOU HAVEN'T SAVED ENH AND THE NEED TO CARE FOR YS SO HIGH THAT YOU CAN'T COV, SO TAXPAYERS ARE HAVING TOR THAT GAP.

AND, AGAIN, I THINK THAT'SU KNOW, ANDY'S POINT IS THATS -- I DON'T THINK IT'S CLEAR ENOUGH FOR PEOPLE THAT WE E LOOKING AT A SIGNIFICANT, SIGNIFICANT ISSUE RIGHT ARD THE CORNER AS IT RELATES TR ABILITY TO TAKE CARE OF -- AGAIN, WE SAY KUPUNA BUT AE POINT, I'M ALREADY ALMOST , BUT SOME DAY, YOU'RE GOINGE THERE, AND IT'S -- WE WANTO MAKE SURE WHEN YOU GET THE, TOO, THAT THERE'S GOING TO- EVEN FOR YOU -- THERE'S GOO BE THAT SUPPORT.

WE'RE NOT WELL POISED FOR T YET.

YOUR POINT ABOUT LOOKING AT OTHER WAYS TO BRING IN WORKFORCE, YEAH, WE SHOULDE SHYING AWAY FROM -- IT THEE PEOPLE WHO WANT TO COME TO.

TOHAWAI'I AND WANT TO TAKE E JOBS TO HELP US CARE FOR OR LOVED ONES OR WHATEVER THEE MAY BE, WE WANT TO MAKE THT EASIER.

>> Lauren: COULD THE AVERAE SENIOR ON A FIXED INCOME AD THE CARE AND TO RETIRE HERD LIVE HERE IN THEIR ELDER Y?

I THINK I KNOW THE ANSWER - >> WHEN YOU SAY "AVERAGE,"D SAY NOT IF IT'S JUST SOCIAL SECURITY ALONE.

AVERAGE SOCIAL SECURITY IS $1,800 A MONTH.

IF THAT'S YOUR ONLY INCOMET WOULD BE VERY DIFFICULT TOE ON YOUR OWN.

THAT'S WHERE EXTENDED FAMIS COME IN, RIGHT?

SO IF IT'S YOU AND YOUR GRA AND YOUR -- AGAIN, MULTIPLE PEOPLE, THAT WORKED FOR MY FAMILY, BECAUSE WITH THAT LIMITED INCOME, NO, I THINS VERY DIFFICULT TO HAVE THAO BE ABLE TO DO THAT.

AGAIN, UNLESS YOU'RE SOMEOO IN YOUR 20'S AND 30'S, IT T DRILLED INTO YOU TO SAVE, , SAVE, SAVE, YOU MIGHT BE AO BE ABLE TO DO THAT.

AND NOT HAVING A FAMILY MER AVAILABLE -- OR THE OTHER G THAT PEOPLE HAVE DONE IS BT INTO LONG-TERM CARE INSURAS ANOTHER WAY THAT SOME PEOPE PREPARED FOR THE EVENTUALIF WHEN THEY MIGHT NEED HELP.

NOT A LOT OF PEOPLE HAVE DE THAT, AND IT'S EXTREMELY EXPENSIVE.

>> Lauren: IF YOU'RE LOOKIG FOR NUMBERS, -- IF YOU'RE LOOKING FOR NUMBERS, 37% OF KUPUNA ARE BELOW THE ALICE THRESHOLD WHICH MEANS THEYO NOT HAVE ENOUGH INCOME TO Y MEET A BASIC HOUSEHOLD SURL BUDGET SO THAT'S A PRETTY H PERCENTAGE CONSIDERING THEE ALREADY GONE THROUGH THEIRE EARNING YEARS.

THEY'VE, YOU KNOW, DONE ALE THINGS AND 37% OF THEM STIL CAN'T MAKE IT HERE WITHOUTE OTHER SUPPORT.

>> Lauren: WE JUST HAVE A W MINUTES LEFT, MICHELLE, CAU TOUCH ON HOW THE ALOHA UNID WAY IS PREPARING TO HELP ST EVEN MORE OF OUR COMMUNITY MEMBERS AS OUR SOCIETY AGE?

>> SURE, WELL, YOU KNOW, AA UNITED WAY, WE HAVE ONE OFR BIG PROGRAMS IS THE SAFETYT PROGRAM WHICH SUPPORTS THE COMMUNITY-BASED ORGANIZATIS THAT ARE PROVIDING THOSE SUPPORTS TO OUR KUPUNA ANDF COURSE, THE 211 STATEWIDE P LINE.

WE'RE CONSTANTLY IMPROVINGE RESOURCES THAT ARE THERE SN OUR KUPUNA DO CALL -- AGAI, THEY'RE ONE QUARTER OF OURS TO THE 211 STATEWIDE HELP E -- THAT THEY HAVE THE RESOS THAT THEY'RE LOOKING FOR RY AVAILABLE.

>> Lauren: WE HAVE IT TWO MINUTES LEFT.

ANY LAST WORDS, KEALI'I, YU WOULD LIKE TO TELL OUR VIE?

>> WELL, I THINK THE MAIN G IS THAT CARE GIVING IS JUSE OF THE MOST REWARDING EXPERIENCES YOU CAN HAVE, T IT'S DIFFICULT IF YOU'RE DG IT ALONE, SO HAVING A SAFET -- A DIFFERENT KIND OF SAFY NET OF FAMILY MEMBERS OR CAREGIVERS OR FRIENDS WHO P YOU IN THAT JOB, DON'T TRYO IT ALONE, BUT IMPORTANTLY E BROADER COMMUNITY, PEOPLE O ARE WATCHING, GET INVOLVED.

I MEAN, WE CANNOT DO THIS .

I'M NOT TALKING ABOUT JUSTE GIVING BUT JUST MAKING THE DIFFERENCE.

WE TALKED ABOUT THAT EARLIS WHAT'S IT GONNA TAKE?

IT'S REALLY GOING TO TAKE EVERYONE.

IT CAN'T BE WHERE YOU THINO YOURSELF, ONLY MY LEGISLA OR, YOU KNOW, THIS PARTICUR PERSON.

EVERYONE ABSOLUTELY HAS TOT INVOLVED.

>> Lauren: I WISH WE HAD ME TIME BUT ANYTHING YOU WANTO SAY EITHER ABOUT RESOURCESO OUR COMMUNITY?

>> I JUST WANT TO MAKE SURT WE UNDERSTAND THAT THIS IST JUST AN ACADEMIC EXERCISE.

AS MUCH AS THIS IS JUST A , IT'S NOT JUST STATS AND FI.

THESE ARE REAL PEOPLE AND E RUNNING OUT OF TIME, RIGHT?

THE -- IT REQUIRES ACTION T COULD BE, YOU KNOW, FOR USS THROUGH HOUSING BUT AT THEY LEAST, I THINK FOR THE VIE, JUST HAVING THESE CONVERSAS AND RAISING THE AWARENESS, TALKING ABOUT IT A LOT MORL GO A LONG WAY TO RAISING TE PROFILE OF THIS ISSUE.

>> Lauren: THANK YOU, ALL,O MUCH FOR BEING HERE TONIGH.

ANDY, THANK YOU FOR ALL OFR HARD WORK WITH THE VERY IMPORTANT STUDY THAT HOPEFY MORE FOLKS AFTER TONIGHT WL DIVE INTO IT AND READ IT.

WE WANT TO THANK OUR GUESTN STUDIO ANDY MASON FROM UHERO, LEEG FROM HOUSING HAWAI'I'S FUT, KEALI'I LOPEZ FROM AARP HA, AND MICHELLE BARTELL FROM A UNITED WAY.

NEXT WEEK ON "INSIGHTS," WE LOOKING INTO AGRICULTURE C. LAST YEAR AG CRIMES COST HAWAI'I'S FARM PRODUCERS AT $13 MILLION.

THESE CRIMES OFTEN GO UNREPORTED.

PLEASE JOIN US NEXT WEEK FE DISCUSSION.

I'M LAUREN DAY FOR "INSIGHN PBS HAWAI'I.

ALOHA!

HAVE A GREAT NIGHT.

♪ ♪